after graduating from college, has always wanted to start a business, but no pot of gold. Heard that there are entrepreneurial loans, hope that through the "West Sea Metropolis Daily" to understand the specific policies of Xining venture loans." Recently, many entrepreneurs call our hotline 96369, consulting venture capital related matters. March 29th, the reporter learned from the Xining entrepreneurial guidance microfinance loan service center that entrepreneurs only entrepreneurial ideas and entrepreneurial enthusiasm is not a loan. The loan staff must have a physical store, the business license issued by the Administration for Industry and Commerce and the tax registration certificate issued by the Inland Revenue Department, in order to apply for a small loan guarantee (hereinafter referred to as "Xining"). In order to allow more entrepreneurs to enjoy the business loan policy, relevant departments of Xining City, lower loan threshold from three aspects: the original lender must use my housing as collateral, lenders now can also be authorized to others after the property as collateral loans. Rural accounts and engaged in the cultivation of female entrepreneurs, can get 80 thousand yuan of interest loans. In addition, there is a fixed housing in Xining, but the account in the field of entrepreneurs can apply for business loans. Xining venture to guide small loans secured by the government set up a guarantee fund, designated by the guarantee agency commitment guarantees, by the designated bank for a small amount of short-term loans. The highest amount of venture loans for 100 thousand yuan, the amount of loans for labor-intensive enterprises is not more than 2 million yuan. One of the highest individual discount amount of 50 thousand yuan, through the women’s Federation audit up to $80 thousand. The highest discount rate of 50% of the benchmark interest rate, the maximum amount recommended by the women’s Federation for the benchmark interest rate of 25%. Loan period of up to two years. (author: Mo Qing)
entrepreneurs how to apply for venture capital
days ago, reporters from the Xining municipal human resources and Social Security Bureau, entrepreneurs apply for business loans, is in accordance with the District Employment Bureau accepts the application for trial, the Municipal Employment Bureau review recommended, the finance department whether commitment discount, guarantee institutions guarantee, the bank approved the audit procedures to handle the lending.
application, business personnel must hold the lender booklet, identity cards, residence community (Village) microfinance loan applicant Xining city issued proof of residence, business license issued by the administration of Industrial and Commercial Bureau, tax bureau issued a tax registration certificate, employment unemployment registration certificate (such as the large secondary school graduation certificate, certificate of ex servicemen entrepreneurial training certificates and other documents shall be attached to the loan data), loan plan (business, loan purpose, source of repayment, the number of employees), marriage certificate (if not married to unmarried proof) and spouse identity card, counter guarantee mortgage and leasing contract.
chase, Huangzhong, Huangyuan three county entrepreneurs apply for entrepreneurial loans is a direct application in the three counties, secured by the small loan financing platform of the three counties. (author: Mo Qing)